Straight advice, quick answers and a plan that fits your budget.
Buying a home is one of the biggest financial decisions you will make. I'm Scott Urbanoski, a Saskatoon REALTOR® with CENTURY 21 Fusion, and I help first-time buyers, move-up buyers and families moving to Saskatoon, Warman, Martensville and area. I bring the same analysis and negotiating discipline to a family home that I bring to an apartment building, so you know what a home is worth before you make an offer.
Buying a home is one of the biggest financial decisions you will make. I'm Scott Urbanoski, a Saskatoon REALTOR® with CENTURY 21 Fusion, and I help first-time buyers, move-up buyers and families moving to Saskatoon, Warman, Martensville and area. I bring the same analysis and negotiating discipline to a family home that I bring to an apartment building, so you know what a home is worth before you make an offer.
1. A plan first. We talk through your budget, your must-haves and the neighbourhoods that fit. Then I set up a search that sends you new listings as they come on the market.
2. Honest advice on every home. I look at recent sales, condition and resale value, and I will tell you when I think a home is overpriced or not the right fit.
3. An offer that protects you. Price, conditions and dates are written with your interests first. A home inspection is recommended, and I can connect you with mortgage brokers, inspectors and lawyers.
4. Through to possession day. I keep track of your conditions and deadlines and stay in touch with your lender and lawyer until you have the keys.
“Scott was so helpful throughout the process of my husband and I purchasing our first home. He was knowledgeable about things throughout the home, worked quickly and thoroughly, and was extremely communicative and available as I was in Regina trying to coordinate things up in Saskatoon. He also took a great photo of us and the house the day our offer was accepted. Realtor and photographer! Highly recommend. Thank you Scott!”
Sydney Flaman · Google review
“We used Scott to purchase our dream home. We went in with no real intent of buying a house, but quickly fell in love with the showing. Scott was able to answer all of our questions and helped us with our many needs. We were so thoroughly impressed that we used him to sell the place that we were in. It sold within a week and we received more than we could have hoped for. Could not recommend him enough!”
Curtis Dacey · Google review
“Wonderful realtor! Very helpful in buying our first home!”
Benny Flaman · Google review
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
The process of determining the market value of a property.
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
The date on which the new owner takes possession of the property and the sale becomes final.
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer: